Cookie Policy

Last Updated: November 15, 2023

This Cookie Policy explains how Kidiko Xudema ("we," "us," or "our") uses cookies and similar technologies to recognize you when you visit our website. It explains what these technologies are and why we use them, as well as your rights to control our use of them.

1. What Are Cookies?

Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work, or to work more efficiently, as well as to provide reporting information.

2. Why Do We Use Cookies?

We use first-party and third-party cookies for several reasons. Some cookies are required for technical reasons for our website to operate, and we refer to these as "essential" or "strictly necessary" cookies. Other cookies enable us to track and target the interests of our users to enhance the experience on our website.

3. Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in, or filling in forms.

Performance and Analytics Cookies

These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site.

Functionality Cookies

These cookies enable the website to provide enhanced functionality and personalization. They may be set by us or by third-party providers whose services we have added to our pages.

Targeting Cookies

These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites.

4. Specific Cookies We Use

Cookie Name Purpose Duration Type
session_id Maintains your session state across page requests Session Essential
user_preferences Stores your website preferences 1 year Functionality
_ga Google Analytics cookie used to distinguish users 2 years Analytics
_gid Google Analytics cookie used to distinguish users 24 hours Analytics
_gat Google Analytics cookie used to throttle request rate 1 minute Analytics
fbp Facebook Pixel cookie used to track conversions from Facebook ads 3 months Targeting

5. How Can You Control Cookies?

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the appropriate opt-out links provided in our cookie banner.

You can also set or amend your web browser controls to accept or refuse cookies. If you choose to reject cookies, you may still use our website though your access to some functionality and areas of our website may be restricted.

6. How Often Will We Update This Cookie Policy?

We may update this Cookie Policy from time to time to reflect changes to the cookies we use or for other operational, legal, or regulatory reasons. Please therefore re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.

7. Where Can You Get Further Information?

If you have any questions about our use of cookies or other technologies, please contact us at:

Kidiko Xudema
123 Financial Drive, Toronto, ON M5X 1A1
Email: privacy@kidiko-xudema.sbs
Phone: +1 4373200230

8. Additional Information for EEA and UK Users

For users in the European Economic Area and United Kingdom, we ensure that we have a legal basis for processing personal data collected through cookies, as required by the GDPR and UK GDPR.

9. Additional Information for California Users

The California Consumer Privacy Act (CCPA) provides California residents with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Disclaimer: Kidiko Xudema provides educational content and guidance on personal finance management. We are not financial advisors and do not provide personalized financial advice. The information provided on this website is for educational purposes only and should not be considered as financial advice. Results may vary based on individual circumstances. We recommend consulting with a qualified financial professional before making any financial decisions.